Windstorm Insurance Policy
Reinsurance rates remain stable despite catastrophes
Despite quite a few catastrophes, reinsurance rates in the Indian market have remained stable. In contrast, global rates have softened.
Steve Geller Fights for Lower Windstorm Insurance
Roof tiles came off in a windstorm and damaged our cars. Will insurance cover this?
My mom rents a duplex and the other night we had very strong winds in our area that blew the roof tiles off her house. Unfortunately, the tiles landed on my mother and sister’s cars and caused a lot of damage. Will her landlord’s dwelling policy cover these damages? Neither my mom or sister have comprehensive coverage, so that route isn’t an option.
OK, so his insurance isn’t going to cover this. I guess these tiles hit our neighbor’s cars as well (they don’t rent from him). Are they stuck too?
The landlords policy will not pay for any damage to any car. The tiles coming off the roof was an act of nature, not negligence on the landlords part. If you don’t have comprehensive coverage on your auto policy, you will have to pay for damages out of your pocket. If you have comprehensive coverage, call to make a claim.
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